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How to Deduct Business Equipment as a Freelancer

Business Equipment are among the most overlooked deductions for freelancers — typically deductible at 20–33%/year, yet half of self-employed people either skip the claim or document it so weakly that it's reclassified during an audit. Here's how to do it right in 2026.

Why business equipment qualify

Tax authorities accept this deduction when the expense is necessary for your professional activity, properly documented, and proportional to actual business use. The rule applies in nearly every European country, with national variations on the percentage and threshold.

The document you need

Keep purchase invoice and a fixed-asset register. A bank-statement line alone is not enough — auditors want the source document showing the merchant, the amount, the date and ideally a business justification. Digitize it the day you get it; paper receipts fade in months.

The most common mistake

The single biggest reclassification trigger is expensing a €2,000 laptop in one go instead of depreciating over 3 years. It's an honest error in most cases, but the tax authority does not distinguish — the deduction is removed and back-taxes plus penalties apply.

The pro tip

Equipment above the country-specific threshold (often €500–€1,000) must be depreciated over its useful life — typically 3 years for IT, 5 years for office furniture. Expensing it all at once during an audit is a common reclassification target.

How SnapCost makes this automatic

Snap the receipt with your phone, the AI extracts merchant, amount and VAT, and you assign the right category in one tap. SnapCost stores the original image alongside the data, so you always have the evidence the tax authority wants — without rummaging through a shoebox.